Saturday, October 10, 2009

Jadual Persekolahan dan Cuti Sekolah Bagi Tahun 2010


Kementerian Pelajaran Malaysia telah memutuskan bahawa Penggal Persekolahan bagi sesi persekolahan tahun 2010 akan bermula pada 3 Januari 2010 dan tamat pada 18 November 2010 bagi sekolah-sekolah Kumpulan A, manakala sekolah-sekolah Kumpulan B akan bermula pada 4 Januari 2010 dan tamat pada 19 November 2010.

Cuti dan Hari Persekolahan


Mula

Akhir

Hari

Hari Persekolahan


4 Januari 2010

12 March

50

Cuti Pertengahan Penggal


13 March

21 March

9

Hari Persekolahan


22 March

4 Jun

55

Cuti Pertengahan Tahun


5 Jun

20 Jun

16

Hari Persekolahan


21 Jun

3 September

55

Cuti Pertengahan Penggal


4 September

12 September

9

Hari Persekolahan


13 September

19 November

50

Cuti Akhir Tahun


20 November

2 Januari 2011

44

Jumlah hari persekolahan termasuk cuti am adalah 210 hari.
Jumlah hari cuti sekolah adalah 78 hari

Jadual di atas adalah untuk sekolah-sekolah di Negeri Perlis, Pulau Pinang, Perak, Selangor, Wilayah Persekutuan Kuala Lumpur, Negeri Sembilan, Melaka, Johor, Pahang, Wilayah Persekutuan Labuan, Sabah, Sarawak dan Wilayah Persekutuan Putrajaya.

Manakala bagi Negeri Kedah, Kelantan dan Terengganu bermula satu hari lebih awal daripada tarikh di atas.

Jika ingin mengetahui cuti umum Malaysia untuk 2010 sila rujuk Malaysia Calendar 2010, Public And School Holidays.

Friday, October 9, 2009

Regular investment plan

For most of us, the two major financial concerns in life are funding our children’s tertiary education and our own retirement. Planning for these two very important financial goals should start as early as possible because the sum of money can be astoundingly large.

How do you save the large amount of money? It begins with taking the first step to spend less than you earn and investing the rest through a Regular Investment Plan.

The Regular Investment Plan offered by MAAKL Mutual helps you make the most out of market highs and lows; by practising a disciplined regular investment contribution, you will be able to buy more units when the price is low and fewer when price is high.

By using the MAAKL What If Analysis, we clearly show you the amount you would have saved in 10 year’s time if you had invested in our MAAKL Equity Index Fund.


Comparison of MAAKL Equity Index (Offer-Bid) vs. Fixed Deposit
From 31 May 1998 till 31 May 2008*
*

Monthly Investment (RM)
MAAKL Equity Index (RM)
Fixed Deposit (RM)
500 99,648 73,149
1,000 199,295 146,297
3,000 597,886 438,892
5,000 996,476 731,486


**Data used here is as at 31 May 2008. The figures are derived from actual information using MAAKL's proprietary software 'What If Analysis' in which the formula has been audited by MAAKL Mutual's internal auditors.

Monthly Investment (RM)
Total Savings (RM)
5,000 6,000
3,000 3,600
1,000 1,200
500 600

Wondering how much the 1% reduction is worth over 10 years?

So, assuming you channel RM5,000 per month to your investment account for the next 10 years, you stand to save a total of RM6,000. Isn’t this great?

Call your MAAKL unit trust adviser (0197614821) today or contact our Customer Service at 03-2146 9589 / 9536 now to find out how the MAAKL Regular Investment Plan can help you achieve your financial goals.